Validating address change credit bureau


Dealing with debt collectors is probably not on the top of your list of things you would like to do, but sometimes there is no way around it.

If a collection account comes into your life, you've heard about it in one of three ways: You could try to use debt settlement methods to deal with a collection agency, but you might want to try debt validation first.

If a collection agency is successful at collecting the money on the account, they usually keep a percentage of what is collected as payment for services.

Original creditors sometimes sell debts in large portfolios to collection agencies called Junk Debt Buyers.

This is necessary because of the vast amount of similarly named individuals.

This keeps your records from becoming conflated with that of another person.

You must also apply for a new Social Security card and a new driver's license.

Once these agencies have your new information, credit reporting agencies will also learn of your name change and thus apply all your pertinent credit information to your file.


If you receive a phone call or a letter from a collection agency, your first reaction may be to panic.

In order to change your name, you must sign documents affirming that you are not changing your name in order to avoid taxes or other debts.


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