Amazon shoppers who are not Prime members can get a bare-bones version of this credit card, called the Store Card.
This card offers the 0% financing options but not the 5% back on purchases. (Cardholders who become Prime members can automatically upgrade to the Amazon Prime Store Card.) If you’re interested in a credit card you can use anywhere, look no further than Amazon itself.
Although you won’t earn as much on Amazon purchases, the Amazon Credit Card doesn’t require you to be a Prime member, and you can use it anywhere that takes Visa.
The card also comes with a sign-up bonus: As of November 2016, you’ll get a Amazon gift card upon approval for the card. This product, for Prime members only, was introduced in January 2017.
It gives you 5% back at Amazon, 2% back at gas stations, restaurants and drugstores, and 1% back on everything else.
The unlimited 5% rewards rate is also hard to beat.
But if you aren’t interested in the special financing and you want a card that can be used anywhere, the Amazon Credit Card is a great alternative.
The Amazon Prime Store Card is available only to Prime subscribers.
Prime costs a year and includes several benefits, including free 2-day shipping on eligible items, Prime Instant Video, Prime Music and a Kindle lending library.Many of the credit card offers that appear on this site are from companies from which Nerd Wallet receives compensation.