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Whichever card you apply for, remember to keep a few caveats in mind: Editorial Note: The opinions you read here come from our editorial team.

While compensation may affect which companies we write about and products we review, our marketing partners don't review, approve or endorse our editorial content.

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Keep in mind that if you don't pay off your balance before the introductory rate period expires, you may be responsible for paying the interest on the entire original amount.

This is to protect the bank, because as a person with low credit, you’re a pretty high risk of just not paying your bills at all.


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